With mortgage brokers now accounting for 77.3% of all new residential lending, the traditional path of walking into a local branch is becoming the exception rather than the rule. As we move through 2026, the choice between a mortgage broker vs going direct to bank has...
Australians refinanced a record $65.8 billion in home loans during the September 2025 quarter, yet many homeowners still pay a “loyalty tax” simply because the process feels too complex. It’s frustrating to see your monthly repayments climb while...
Could you be losing over $11,000 to your bank simply by staying loyal? Recent research indicates that many Australians who haven’t audited their mortgage in several years are paying a significant “loyalty tax” compared to new borrowers. Understanding...
