With APRA’s February 2026 debt-to-income limits restricting borrowing to six times your gross annual income, many Australians are finding that a solo application no longer reaches the front door of their dream home. It’s a common frustration to feel like...
As of April 2026, a staggering 28.2% of Australian mortgage holders are officially classified as “at risk” of mortgage stress. With the RBA cash rate sitting at 4.35% and potentially hitting 4.6% this month, it’s no surprise that many families are...
