With APRA’s February 2026 debt-to-income limits restricting borrowing to six times your gross annual income, many Australians are finding that a solo application no longer reaches the front door of their dream home. It’s a common frustration to feel like...
A May 2026 survey found that 28% of Australians regret their car finance, a figure that climbs to 54% for Gen Z borrowers. If you’re planning to buy a house, you’re likely asking: does a car loan affect home loan application? The answer is a clear yes....
Last Tuesday, a couple in Brisbane discovered that their unused A$15,000 credit card limit reduced their borrowing capacity by nearly A$60,000. It’s a common shock for many Australians entering the 2026 property market. This happens because banks look beyond...
