Personal Loans & Asset Finance

Whether you’re upgrading your vehicle or looking to refinance a car loan, Home Loan Partners can match you with the right car financing for your circumstances. Start your application for competitive car financing by speaking to a broker at Home Loan Partners today.

What you need to know about car financing in Australia

If you’re considering purchasing a brand-new car, ute, motorbike or caravan, you might need to apply for car financing to get the deal over the line. Car loans typically come in two types: secured or unsecured. Here’s a closer look at what that means:

• Secured car loans — A secured car loan requires collateral, typically the vehicle you are purchasing. It will mean you get a cheaper interest rate. However, it gives the lender authority to repossess the vehicle if you default on your loan repayments.
• Unsecured car loans — An unsecured loan does not require security; however, given the lack of security for the lender, interest rates tend to be higher.

Home Loan Partners will assess your financial situation to determine which car financing solution aligns with your budget and lifestyle. By speaking to a broker, you can confidently move forward, knowing you’ll receive a loan tailored to your needs.

How Home Loan Partners can help you find the right car loan

In Australia, car loans come in all shapes and sizes, with each lender promising something different. There’s a lot to consider with different interest rates, fee structures and loan features.

How do you know when you’ve found the right one?

With Home Loan Partners, you can rest assured that you’ll be in excellent hands. We are highly experienced brokers specialising in sourcing competitive, low-cost car financing for our clients. Think of a broker as your dedicated partner who takes on the hassle of finding the right car loan on your behalf. We take the time to get to know you and what you’re looking for using our car loan and refinance car loan calculators before preparing a list of car loans we think you qualify for.

We do all the heavy lifting, sifting through our pool of lenders to find the right solution. Home Loan Partners works with a wide range of lenders, from major banks to credit unions and online lenders, improving your chances of securing a competitive car loan rate.

Our brokers will also handle your application and help gather the necessary documents. We’ll also communicate with the lender to ensure they have everything they need to review and process your application as soon as possible, getting you one step closer to owning your dream vehicle.

Home Loan Partners understands that not everyone is an expert in car financing. If you have any questions or concerns about your application, you can speak to our brokers so you can make informed decisions regarding your finances.

If you’re ready to kick off your car loan or refinance car loan application, speak to a broker today to get started.

Other loans we can assist you with

Not after a car loan? No worries. Home Loan Partners also specialises in finding:

• Home loans
• Refinance home loans 
• Bridging loans 
• Investor loans
• Renovation loans
• Personal loans
• Equipment loans
• Business loans

Home Loan Partners — sourcing top car financing solutions for you 

Know you’re on the right car loan by working with an experienced broker at Home Loan Partners. We can help you save time, effort and money. For more information about our brokerage services, schedule a meeting today to speak to a broker.